Building the future of personal finance

Smart Apps for
Everyday Life

We design beautifully crafted mobile applications that help you take control of your finances, manage debt intelligently, and discover your best style.

Explore Our Apps
5
Apps Published
4+
Categories
Dedication

Apps Designed to Empower You

From budgeting to debt relief to style discovery — we build tools that make a real difference.

FinanceMate icon
FinanceMate
Budget & Expense

Take control of your finances effortlessly. Track expenses, set budgets, and visualize where every dollar goes.

  • Smart expense tracking
  • Budget goal setting
  • Visual spending insights
Get on Google Play
Axlend icon
Axlend
Smart Lending

Check your loan approval odds, get smart tips, and apply for loans with confidence and peace of mind.

  • Loan approval prediction
  • AI-powered financial tips
  • Guided application flow
Get on Google Play
Debt Letter icon
Debt Letter
Quick Relief

Get real debt relief — fast. Create professional legal letters to negotiate better deals with creditors.

  • Professional letter templates
  • Guided negotiation flow
  • Export & share instantly
Get on Google Play
Loan Lifeline icon
Loan Lifeline
Debt Planner

Organize debt payments, track due dates, and plan your next payment cycle to become debt-free faster.

  • Payment scheduling
  • Due date reminders
  • Debt-free timeline
Get on Google Play
StyleFindr icon
StyleFindr
Hairstyle Try On

Virtual hairstyle try-on and hair color changer. Preview your next salon look before you commit.

  • AI hairstyle simulation
  • Hair color changer
  • Salon-ready previews
Get on Google Play

Who We Are

A dedicated team focused on building innovative apps that enhance everyday life.

Building software that people love to use

At CosmicRay, we create innovative solutions that make managing money, navigating debt, and expressing your personal style easier than ever before.

We envision a world where our applications become an integral part of daily routines, offering unparalleled convenience and functionality. Our team is committed to quality, user-centric design, and continuous improvement.

💡
Innovation
Pushing boundaries with AI and smart design to solve real problems.
Quality
Every pixel, every interaction is crafted with meticulous attention to detail.
🛡️
Trust
Your data privacy and security are foundational to everything we build.
❤️
User First
We listen, iterate, and ship features that genuinely help our users.

Get In Touch

Have a question or feedback? We'd love to hear from you.

📍
Address
3rd Floor, Block B, Maker Plaza,
No. 338 Huilongguan East Street,
Changping District, Beijing